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    Earn Money Online Fast and Easily Tips

    Saturday, 29 June 2013

    Which is better? Asennse O bidvertise or any other??

    The answer for this question is as simple as everybody says adsense the best!
    But i think in another way.
    A lot of people has banned by adsense on just the threshold.Many of them are not fraud, I am also a person like that. I was using adsense before 2 months and before 3 week, my account banned. It was at the threshold(167$).As i was very sad.
    But another great thing made me happy yesterday and that's why i wrote this post.
    I was using adbrite and bidvertiser with adsense those days and adsense was banned but i am happy to say that adbrite and bidvertiser is paying me above what adsense pays.
    Yes its true!
    According to my survey, look at the below stats:
    Average cpc

    Adsense: 40 cents
    Adbrite: 28 cents
    Bidvertiser: 65 cents

    Average cpm

    Adsense : 0
    Adbrite : 4$
    Bidvertiser: 0

    Average clicks on each ad per thousand impressions

    Adsense: 4
    Adbrite: 9 (Including Inline ad)
    Bidvertiser: 18

    This graph shows the stats of publisher sites before 2 months.

    So you may understand what i am going to say.

    It's better to try some other publisher networks with adsense ( without cutting adsense policy )
    Posted by Unknown at 07:55 No comments:
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    Best Place for ads positions- Make Money Blogging

    I have seen a lot of bloggers using adsense ads literally everywhere in their webpages – top,bottom ,sidebars and every other place where there is place for the ads to fit.But instead of trying so many positions make sure you try the two important ad placements as mentioned below :
    1.Adsense ads arranged in the following manner :
    adsense1
    This may work superb for you.You should never miss trying this out.Although you might be familiar with the adsense ads placed at the left of the blog post iam not sure if you have tried the adsense placement below the blog post.If you havent yet tried it , have it tested today.
    Note : i have seen my performance of adsense ads go high when the blog post is just a few words [and not a long one] – this is because while the reader is going thru’ the blog post there is very high probability that the ads will be clicked since both the ads [to the left and bottom of blog post] are visible while he is reading.Dont forget to experiment the above adsense placements with short blog post and a long blog post.Iam very sure you will find differences in income .
    2.Ads below the navigation :
    This is one another ad placement that has fetched me the most income via adsense ads.The color of the ads is pretty confusing to choose.I would like to ask you to experiment it for yourself which works better for your blog.
    Posted by Unknown at 07:53 No comments:
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    bestPlace for Ads positions which can work best for you-Make Money Blogging

    I have seen a lot of bloggers using adsense ads literally everywhere in their webpages – top,bottom ,sidebars and every other place where there is place for the ads to fit.But instead of trying so many positions make sure you try the two important ad placements as mentioned below :
    1.Adsense ads arranged in the following manner :
    adsense1
    This may work superb for you.You should never miss trying this out.Although you might be familiar with the adsense ads placed at the left of the blog post iam not sure if you have tried the adsense placement below the blog post.If you havent yet tried it , have it tested today.
    Note : i have seen my performance of adsense ads go high when the blog post is just a few words [and not a long one] – this is because while the reader is going thru’ the blog post there is very high probability that the ads will be clicked since both the ads [to the left and bottom of blog post] are visible while he is reading.Dont forget to experiment the above adsense placements with short blog post and a long blog post.Iam very sure you will find differences in income .
    2.Ads below the navigation :
    This is one another ad placement that has fetched me the most income via adsense ads.The color of the ads is pretty confusing to choose.I would like to ask you to experiment it for yourself which works better for your blog.
    Posted by Unknown at 07:52 No comments:
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    Avoid Adsense from getting Banned

    I have seen quite a lot of AdSense publishers posted in different forums stating that their AdSense accounts were banned by Google due to fraudulent clicks. Most of these people claim that they are innocent and have never clicked on their on AdSense ads. So they have no idea why click fraud can occur on their AdSense accounts. The truth is click fraud can happen in several ways and not necessarily caused by the AdSense publisher himself/herself who accidentally clicked on his/her own AdSense.

    Below are some of the tips to protect your AdSense account:

    1) Do not use autosurf programs to promote your websites that contain AdSense. Autosurf programs can substantially increase your website traffic or hits, AdSense page view and ecpm but people who surf your site only to earn advertising credit or other type of incentives. So the traffic generated from autosurf programs aren't counted as real and thus against AdSense policies.

    2) If possible, do not involve in any traffic exchange networks and programs. If you have join one or more programs or networks that can make you a steady AdSense commission, you should start worry about your AdSense account as this could mean that members of the program(s) were clicking each other AdSense ads all the while whether intentionally or unintentionally. As soon as Google detected a group of people were clicking each other AdSense, many of the members AdSense account in the program will be suspended. Also traffic exchange can be another mean to artificially generate tons of unreal website traffic or hits and boost up AdSense page view & ecpm and it is strictly prohibited by Google .

    3) Do not join AdSense exchange networks. They are similar to traffic exchange programs except members are participate just for clicking each other AdSense. This should be a guaranteed way to be banned by Google.

    4) Read all the Google AdSense policies at http://www.google.com/adsense to see whether you have against any policies and make the necessary modification.
    Posted by Unknown at 07:50 No comments:
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    How To Increase your Website Organic Traffic

    SEO or search engine optimization is the process of increasing the volume of traffic to a website from search engine organic result listings. There are millions of searches conducted every day. If your prospects search for keywords that are related to your business and cannot find your web listing, then you are losing business to your competitors.

    SEO is the bed rock of internet marketing and I strongly recommend that you start SEO right after you have built your website. Now, let me share with you 8 tips to optimize your website and increase the overall organic traffic to it:

    1. Place important keywords on the Title and Meta tags of every page. Important keywords should be placed at the front of the tags and you should exclude Stop words like "the", "a", "an", etc.

    2. Keywords in tags should be unique and relevant. Every page should have an unique Title and Meta tag. The keywords you place in a tag should be relevant to the content of the page.

    3. Place important keywords in Header tags. Header tags are like sub titles of a book. Therefore, it is important to place important keywords in it so that search engine will understand what your page is about.

    4. Place keywords in your content. Important keywords should be placed in your content, especially in the first and last paragraph. Search engines will index your content and it will be displayed in the search results. So, make sure that your content is keyword optimized.

    5. Do not stuff too many keywords into your content. This is known as Keyword Stuffing. Although placing keywords on your page is important in SEO, do not overdo it. When you overdo it, search engines will see this as spam and will blacklist your website.

    6. Buy a domain name that contains the most important keyword for your business. This will further add weight and relevancy to the keyword that you wish to optimize.

    7. Update your content regularly. Content is king when it comes to SEO. You can add more content in the form of articles and press releases to your website. Or, you can add a blog to your website and post new blog entry every day.

    8. Build links. By getting more links to point back to your website, you are increasing your website link popularity. This will help you score high rankings for important keywords on search engine result listings.

    SEO is something that you must implement if you own a website. If not, you are leaving a lot of traffic and sales on the table.
    Posted by Unknown at 07:48 No comments:
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    Tips to Get Maximum Traffic




    1. Make sure you update all of the pages on your site frequently. Unchanged sites can be dropped by some sites and nobody wants to go onto a site and see something last updated in 2005 do they? It could be a good idea also to put a last updated counter so it shows to people you update it a lot so they will check back.

    2. Allow customers and visitors to your site to be able to sign up for discounts and special offers. Put a form on your site to allow them to be able to sign up for a weekly, fortnightly or even monthly newsletter which they may be interested in.

    3. Add a link to allow people to add your site to their favourites or send this to a friend, it will remind people about your site when they take a look in their bookmarks and think “Oh look, I wonder if this site has any updates”

    4. Make your site stand out. Use a great brand with a great logo design so it sticks in peoples heads. Some of the best companies in the world have the simplest logos but everybody can remember them.
    5. Make sure that your site is easy to find if people forget the address. I have wanted to visit a website but could never find it. The best thing to do is put links so users can add your site to social bookmarking sites, so even if their computer dies they will be able to find their way back.

    6. Never spam anybody who has signed up for a newsletter. If people no longer wish to receive these then make sure you do take them off the mailing list. This makes you look respectful and that you are not a cowboy who will just spam peoples’ inboxes to try and sell their product or get the odd page view.

    7. Make a “Whats New?” section. People will instantly go to this to take a look at what has recently been updating and following on from earlier they will like a site that is always updated and will probably come back to take a look at what is new and what has been updated.

    8. RSS Feeds. Make sure you have one of these bad boys as they are amazing for repeat traffic. They will let people know what has been updated and when and if people have subscribed to them they are 99% likely to come back to your site when they see an update pop up on their RSS Reader.
    Posted by Unknown at 07:46 No comments:
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    10 Simple SEO Tips For Beginners



    1. Keywords

    When choosing which keywords you want to rank high with you must research. Research is vital; you must make sure the keywords you want to rank high with, are actually used by searchers.

    2. Find your competitors

    In order to get to the top of search engines, you need to beat your competitors. Find out who they are first. In the search bar type in your keywords and analyze the top 10 listed sites.

    3. Title

    There are two tips for optimizing your pages titles. One is to make sure each page has a different title. Second tip is to make sure you include your main keyword in the title. Don't keyword spam though, your titles must make sense and flow.

    4. Meta tags

    Keyword Meta tags should only be used if you are familiar with them. If you get the wrong keyword density, your site could receive a lower ranking.

    5. H2 and H1 headers

    The keywords that are included in the headers, tell Google bots that they are important.

    6. Content must always be fresh. Duplicate content is a big no.

    7. If you can get a high pr website to link to your site, you are on to a winner. Remember anchored keyword links are best.

    8. Having a site map will help to get more of your pages indexed.

    9. Title and alt tags should always include a description, don't leave them blank.

    10. Update your website often. Google loves fresh content; don't let your website become stale.

    SEO is very rewarding for your website but it can also be difficult. I have written lots of articles on SEO for beginners Reading them will help you learn search engine optimization.

    Always start with the simple things and take it from there.
    Posted by Unknown at 07:43 No comments:
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    Labels: ''SEO Tips''

    Top SEO Tips for Bloggers

    Blogs are the fastest growing class of websites on the internet. No longer the sole domain of teenagers and the love lorn, blogs are now an established form of internet communication.

    The online business community has recently discovered the power of blogging, and as such are faced with raising the blog site's ranking in the search engine results pages (SERPs). As a direct result of some of the blog characteristics, high search rankings are readily available for the careful blog writer.

    Like any other website, blogs have techniques for search engine optimization (SEO), many of them the same as for traditional static websites, and many of them unique to blogs. Among the issues faced by some bloggers is the abundance of free blog hosting sites.

    Not requiring any initial cash outlay, the free blog hosts have literally millions of blogs on their books. One of the most popular is the Google owned blog host Blogger.

    Note that in this article, the capitalized word Blogger refers to the blog hosting company, while the lower case generic term blogger indicates the blog writer. Confusion between the two words will be avoided as much as possible.

    Like all free web hosts, Blogger hosted blogs face unique optimization challenges. Unlike sites where the domain name is owned by the webmaster, free blog hosts maintain ownership of the blog. In fact, the blog name is a sub-domain of the blog host, making value from the blog URL a less powerful optimization tool.

    Despite the limitations faced by a blog hosted by Google owned Blogger, there are many very powerful optimization techniques available to the blogger. As we will see, blogs have some optimization methods, that are only available to blogs in general, regardless of host.

    When considering the optimization techniques to apply to blogs, the basics of fresh keyword rich content, theme relevance, incoming links, and link anchor text all apply to blogs. In that sense optimization for blogs is no different from other websites.

    On the other hand, some additional methods and some restrictions in the choice of techniques are involved as well. The various restrictions are often a direct result of the placement of the blog on the free host.

    In this case study, the free host is Blogger. These shortcomings must always be kept in mind, when considering the best course, to fully optimize your blog.

    Free Blogger hosting for your blog

    Blogger enables you to host your blog on their server for free. As a very simple use interface system, even a novice with absolutely no programming or blogging experience of any kind, can be fully operational in a matter of minutes. The procedure for starting a blog is very simple, and takes only minutes to complete.

    The Blogger server offers the choice of having a free standing blog as a separate website, or the option of writing your daily posts on the Blogger interface, and file transfer them to your existing website via the built in FTP feature.

    Blogger provides a choice of pre-written templates for the blog layout, but all of them are changeable to include different color combinations and page formats.

    Blogger freely permits the use of third party add on features, including commenting systems, track back, visitor counters, RSS site feeds, and most scripts often seen incorporated into traditional websites.

    Note that Blogger offers all of those necessary blogging functions, including a site feed through Atom, with the exception of track back, in its blogging service package. Other third party feeds can be freely added to the Blogger template. I use several on my blogs.

    The user is under no obligation to use the Blogger supplied versions, however. The company agreement does require that the Blogger logo icon remain on all of the pages, however.

    When choosing a URL for the blog, it will appear as http://yourblogname.blogspot.com or if you prefer, as http://www.yourblogname.blogspot.com making the blog URL a sub-domain of the Blogger system.

    The main domain is indicated by the "blogspot.com portion of the URL. With being a sub-domain, there are some unique, but not insurmountable challenges to optimization, as we shall see.

    A Blogger user is not restricted in the choice of blog titles, and careful title and URL selection can help greatly in the optimization process. Many blogs suffer from having very poorly selected titles, that contain no relevance to the overall blog theme. Keep that in mind when selecting a title.

    Keywords within the blog title and URL are very powerful in ranking well, with a blog component, especially as a sub-domain from the Blogger host.

    After creating a blog title, and selecting a blog template to be customized later, the Blogger registration process is completed. A new blog writer is ready to begin writing blog columns, which are referred to as posts.

    Optimization and SEO power of blogs

    Contrary to what many people believe, Google does not give preference to blogs hosted on Blogger, despite Google's ownership of the popular blog service.

    As a result, bloggers using the Blogger hosting system are on even footing with bloggers using other free or paid blog hosting services, and with blogs hosted under an owned domain name, or as part of an owned domain website. The playing field for optimization is as level as possible for bloggers using a sub-domain of Blogger, and for other bloggers as well.

    Blogs rank well in the search engines by their very nature. They are regularly updated with keyword rich content. Most blog writers stick to a main theme for their blogs making relevance easy. Because of the blog's versatility, the blogger can add more themes to the blog and tie them together, enabling a blog to maintain several strong themes.

    Blogs are also link magnets, mainly from other similarly themed blogs. It is not unusual for a blog to receive a Google PageRank 4 or 5 after being live on the internet for only one month. The theme relevant links are often placed right in blog posts, and contain powerful link anchor text.

    One way inbound links to blogs are freely given by other bloggers as many blog writers are not concerned about search engine rankings. As a result, the competitive level of the sought after keywords is not as strong as its overall potential, based on sheer numbers of blogs.

    Bloggers maintain large link lists, called blogrolls, that usually sit on the blog's home page. The weakness of the blog link lists is their volume, providing less than optimal PageRank and link popularity passage, as it's divided among large numbers of receiving blogs and websites.

    What the blog link popularity lacks in amount of what is passed along, is made up for in theme relevance and quantity. Blog links are literally a volume business. Note that reciprocal blog links don't appear to suffer any downgrading, as is often the case for static sites. Incoming links, including reciprocal links, are effective for blogs.

    On page blog optimization techniques

    Blogs are optimized using the same techniques as static websites. Keep in mind that a blog is simply another website. What works in the search engines for other sites will also work for optimizing a blog.

    Blogger assists the blog writer by building in many optimization features, that enable a blog to compete in less competitive searches, even if no other optimization techniques are applied.

    The blog title is important, and should be chosen carefully to reflect the topics and themes of the blog. Many blog titles are frivolous, and provide little search engine value. Including at least one important keyword in the title is recommended.

    The title is important as it forms part of the URL sub-domain. Combining a keyword enriched title with the blog URL is often enough to compete for non-competitive searches.

    As the regular posts are added to the blog, each one generates a unique page with its own URL. Since the blog title forms part of that URL, it's important that it contain some keyword, as the blog title is at the front of the URL.

    The individual page URL contains all of a short blog post headline, and most of some longer ones. For that reason, place the targeted keywords early in a blog post headline to ensure their conclusion. Blogger publishes the page URLs, with the headline words separated by dashes, in accordance with the Google preference for dashes over underscores.

    The blog title tags are readily and easily changed in Blogger, to reflect any targeted keywords and phrases. Because the blog itself is a website sub-domain, altering the title tag is a very powerful option for any blogger to utilize.

    The Blogger supplied templates are pre-written with h1, h2, h3, h4, h5, and h6 tags. The headings are placed in the heading tags automatically, providing an instant search engine advantage for the blog. The templates are fully CSS compatible and welcome both additional CSS and html coding.

    Blogs are well crawled by the major and lesser known search engine spiders. Because the posts are so frequent, the spiders return to reindex the blog, on at least a daily basis.

    By pinging the blog, which is notifying the specialized blog search engines and RSS aggregators of an update, the blog reaches a huge audience including media outlets. A good one stop multiple site pinger is Ping-O-Matic.

    Three very powerful optimization tools are missing from Blogger templates, and would be very helpful in improving searches for Blogger hosted blogs.

    One missing item is categories. Blogger users can't place their posts into theme related categories. The ability of other blog hosts to provide categories gives those blogs a bit of a theme related SEO advantage. That is to say nothing of the benefit to the blog readers of neatly organized categories for related links.

    Blogger doesn't provide a related links feature that lets readers find additional posts on the same blog topic. Another benefit to readers, and to the search engines due to the loss of an internal link, is missed by Blogger.

    A third issue is the lack of internal "tag" coding. Blogger users are required to write their own tag code for Technorati and other users of post tags for search. As embedded linked keywords, tags are also very powerful for creating themes in search engines.

    There appears to be little, if any discrimination against Blogger and other free hosted blogs among the members of the media, and other blog RSS feed subscribers.

    Link power of blogs

    Much of the search engine optimization power of blogs is through their extensive linking networks. Blog owners are free and generous linkers. They link to other blogs permanently, usually from the high PageRank home page, and freely link to what they consider interesting blog posts.

    Not only are posts linked frequently by other bloggers, but the on page link is often from a post to a post. As a bonus, the link is usually dripping with important keywords and phrases.

    Links from other blogs tend to be very theme relevant in content, as bloggers link to articles, blog posts, and other blogs that are of interest to themselves and to their readership. One way incoming links are a very frequent event for bloggers.

    Reciprocal blog links don't appear to be discounted by Google or the other major search engines, as the exchanges are usually between theme related blogs. Blog owners should, however, exert some level of caution, regarding link exchanges with non-theme relevant blogs, as those incoming links might not receive full value.

    Linking to and from Blogger is easy, and the template provides an unlimited sidebar area for the inclusion of html links, to other blogs and traditional websites. Links can also be coded within the posts themselves, right at the time of post composition, using simple embedded html conversions.

    The Blogger posts are archived after a chosen time period of usually one week, into one month long archive sections. Those time frames are changeable in the Blogger settings, for longer or shorter durations.

    The internal linking of the pages is precoded by Blogger, enabling PageRank link popularity, and link anchor text to pass freely from one page to another. The pre-written code can also be altered should the blogger prefer a different internal linking structure.

    Conclusion

    Hosting a blog on a free host like Google owned Blogger need not be a disadvantage to achieving high search engine rankings. Simply apply recommended standard SEO optimization techniques and the blog will do very well in the SERPs.

    The Blogger supplied, and readily alterable templates contain many powerful optimization features by default, including h1 tags, CSS, and strong internal page linkage, to name just a few.

    Be sure to keep in mind that the blog URL shows a sub-domain. Because of that limitation, care should be taken with the blog title, title tags, and the headlines given to the regular blog posts.

    The power of the many keyword rich anchor text incoming links, from theme related blogs and websites, will go far towards reaching the top of the rankings.

    The links are to be expected because of the regular posting of theme relevant content. Other bloggers will link naturally to the blog, with the highly potent one way link.

    Be sure to add your own tag code for using those powerful search tools.

    The blog combination of fresh keyword rich content and relevant incoming links will propel the blog, and a related website, to the top of the SERPs.

    While it's always a better policy to own your own blog domain, don't be afraid of a free blog host, if you are short of cash.

    Even a free hosted blog is highly powered in the search engines.
    Posted by Unknown at 07:40 No comments:
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    Tips for successful blogging

    Most of the "rules" about writing for ezines and newsletters apply to writing posts for your blog, but there are some important differences. Keep these 10 tips in mind and you'll be publishing great blog content that attracts prospects and clients in your niche market.
    1. Write with the reader in mind. Remember WIIFM? It’s marketing jargon for What’s In It For Me? That’s what you should be keeping in mind. Your reader will read your post looking for what’s in it for them.
    2. Make it valuable and worthwhile. Don’t waste people’s time. If you don’t have anything to say, no problem, plenty other people do. So share their articles, do an interview, review a book.
    3. Proof-read for typos and glaring grammatical errors. You wouldn’t go out of the house with dirty hair or missing a sock, so why would you publish spelling mistakes? Respect your readers by polishing up your stuff.
    4. Keep it short and simple, sweetie. (KISS). Most people are scanners. You may have a lot to say and think it interesting, and it may be. But people are reading online and out of time. Get to the point quickly. Publishing short posts more frequently is a better format than publishing lengthy articles every few weeks.
    5. Keep it lively, make it snappy and snazzy. Even if you aren’t a natural born writer, you can write for your blog. Just write like you’re speaking to your friend…or to yourself! Remember though, get to the point quickly. Keep in mind the journalist’s rule of 5 W’s in the first paragraph: who, what, why, when and where.
    6. Link often. This builds credibility and positions you as an expert in your field. People don’t have time to know what others are doing, you should tell them. Linking to other blogs and websites also helps you build a network of associates who will in turn link to your blog.
    7. Use keywords often. This will help you stay on purpose, and the search engines will love your blog. Your rankings will go up. This is one of the reasons we have you write out your purpose statements before beginning your blog. The clearer you are about your purpose, the more consistently you will deliver messages that are on target. And the more often your keywords show up, the better your search engine results.
    8. Write clearly (short sentences, only one concept per sentence). No double speak or jargon; no more than one idea in one sentence- don’t make your readers have to think about your meaning. Spoon feed them. Use commas and dashes liberally.
    9. Write like you talk. It’s okay to use common expressions from speech.
    Examples:
    Go figure.
    Don’t even go there…
    Now, I ask you…
    Gotta love it…
    (And, remember the age group of your readers…)
    10. Use a clear headline, and don’t be afraid to make bold statements (but don’t mislead people either). Make it snazzy and use key words. Example: Ex-Techno-Weenie Masters HTML Code
    Posted by Unknown at 07:35 No comments:
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    Strategies For Successful Blogging



    What makes some blogs more successful than others? Here are seven strategies that will contribute to every blog's success.

    What's Your Niche?

    When people start to blog, they often have little idea what they're going to say today and less idea what they'll be talking about in five years' time. That doesn't matter much at the beginning, but if you're going to stick to blogging, you need to find something you enjoy writing about and can stay current on. Something that's a big part of your life will make a good blogging niche. For me, that's writing; for you, it could be something else.

    Keep Your Focus

    Once you've found your niche, stick to it, most of the time at least. When your readers get used to the content you provide, your readership will dip if you go off-topic for too long. You need to find a way to make your content relevant to your readers. Sometimes all you need to do that is a good title. Choosing a title that relates to the theme of your blog or post will help readers realize what your topic is and how this post relates to it.

    Read Or Dead?

    If you want people to read your blog, you've got to give them something to read - and you've got to make it regular. For some people, this means posting at least once or several times a day. For others, it means posting a couple of times a week. If you're a WAHM or part-time blogger, you may not have a lot of time to sit down and think of posts, let alone write them. But as long as there's activity on the blog, there'll be people reading it. Stay away too long and people are likely to abandon your blog for one that's got fresh content. Since people have lives that are offline (as well as online) getting a guest blogger is a good way to make sure your blog is updated if you have to be away. And with some blogging platforms like Wordpress, you can submit blog posts by email.

    Tell The World

    Sitting around waiting for people to find your content can take a long time. Instead, take the content to them with headline animators from Feedburner, email alerts from Feedblitz, RSS feeds from whoever you choose. Submit your blog to directories and try to think of a description that will make people want to visit. This is especially important if your blog is just one of many in a crowded field. What is the unique selling point of your blog? What makes it stand out from the rest? That's what you need to put in the description. Use pinging services like Pingoat to let people know you've updated your content. Also use the social bookmarking services to take your blog posts to a wider audience.

    Read All About It

    Read other people's blogs, not just on your own blogging plarform, but everywhere. This will let you know what people are thinking and talking about and may give you inspiration for blog posts of your own. This article was inspired by a post on Problogger, for example.
    Posted by Unknown at 07:33 No comments:
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    Thursday, 27 June 2013

    Reader Question: Tipping Etiquette – The People vs. Emily Post

    A reader asked for me to write about tipping for a re-do of a bad hair cut. If there is something you would like to hear about, let me know in a comment or email to katy@moneytoliveblog.com.
    Tipping is a well established custom in the United States, and a worker who earns tips in restaurants must be paid directly by the employer only $2.13/hour, which is below minimum wage (and even further below a living wage). When and how much to tip can be confusing, so here I give some tipping advice from “the people” (metafilter) and from The Emily Post Institute, an expert on all aspects of etiquette
    Posted by Unknown at 23:12 No comments:
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    Cost Analysis: Moving Expenses

    Over the last week, I moved my belongings from New Jersey to Virginia. This is how I did it.
    Moving budget: $1300
    A friend gathered a lot of estimates and found that with a reputable moving company, an in-town move costs $1600-$1800. Moving across states would cost more, and I have heard lots of scary stories of using movers (they might hold belongings “hostage” and demand more money, delay delivery for weeks, or simply break everything).
    I know a few people who used PODs to move all over: from New Jersey to Texas, from Texas to Pennsylvania, and from California to New Jersey. A POD is a large storage container that you load and unload, and the POD company moves it from Point A to Point B. The POD is dropped off at your home and is picked up a few days later. I could not have used a pod because I had no where to put it. Overnight parking is not allowed in front of my house, and the backyard is full of cars (mine & the housemates’). Storing the large POD was definitely an issue. From my friends, I hear that prices on PODs range between $1,000 and $2,000.
    When I told my retired/unemployed father that my new apartment is on the ground floor, he offered to drive a U-Haul and help me move. Thanks, Dad! That is the option I went with, and here is the breakdown of the costs:
    Penske renal: $350
    I used Penske because they guaranteed pick-up and drop off locations. U-Haul quoted half that price but would not guarantee a truck (or locations) until 18 hours before picking up the truck.
    Extra costs with the rental: $100 (hand dolly, insurance)
    Gas + tolls: $100
    I paid for the gas with cash. Many gas stations give discounts, as much as 10¢/gallon for paying by cash instead of credit card. When a customer pays with credit card, the gas station is paying a small percentage of the transaction cost to the credit card company.
    The moving truck got 12mpg — better than the 6-10 mpg estimate from the company.
    Dinner for three friends who helped load: $180
    Dinner for friends who helped unload: $100
    Cash for two teenagers who helped unload: $200
    These teenagers are cousins of a NJ friend of mine, and they were awesome. They were motivated to help because they each made $100 in 1.5 hours. They did not complain a single time and did not stop to rest for a moment.
    Pizza and beer for my father: $27
    Total: $1,057
    The move came in under budget and ahead of schedule — we finished more than a full hour ahead of when I expected.
    Posted by Unknown at 23:09 No comments:
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    Review: Essentials of Accounting

    If you ever wanted to learn about accounting (or, more likely, need to because of a job), this book is a great place to start.
    As studies show, the best way to learn is by interacting with new material. Most accounting books encourage passive reading, so to really learn the material, you will need to take notes and make your own examples. Essentials of Accounting is a work book with hundreds of fill-in-the blank exercises. It also has exercises to create accounting forms from scratch.
    I recommend this book to anyone who wants to learn about accounting. I especially recommend this book to anyone who enjoyed filling out worksheets in elementary school. :)
    Posted by Unknown at 23:08 No comments:
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    Update: Frugal Fun with Friends

    In a past post, I listed some of the ways I have fun with friends on the cheap. One such activity is to visit Whole Foods when they give out samples:

    Free Sample Night at Whole Foods — Every Wednesday during the summer, my local Whole Foods offers samples throughout the store, and since the theme changes weekly, we always get to try something new. Typically there are 1-2 fruit/vegetable tastings, 2-4 entrees, and 1-2 desserts. It is not quite enough for a meal, but it all tastes very good.
    Cost: gas to get to the store and home, about $1-2.
    On a recent Wednesday night trip to Whole Foods, free sample night became free dinner night because I won the raffle for a Whole Foods dinner! My prize was a summer bbq pack for four — 8 pieces of fried chicken and generous portions of potato salad, coleslaw, and salad. My excitement of winning was tempered by the fact that the only food I really liked was the salad.
    This brings back the memories of other contests and raffles I won.
    11-years-old: Guess the number of jelly beans in the jar.
    16-years-old: The raffle prize was a $25 set of glow-in-the-dark stars. When I saw that few people were entering the raffle, I spent $5 to buy up most of the raffle tickets. When I won the 1st and 3rd place raffle prizes, the organizers got upset and only let me keep one prize. Not a problem because I got the glow-in-the-dark stars.
    17-years-old: At my father’s employer, children could attend “Take you daughter child to work day” until turning 18. Since both my father and I enjoyed this event, I attended every year I was eligible. My final year attending, I won the “Guess the number of microchips in the jar.” This competition was right after a visit to the “Wacky Wafer Room” and was followed by a cake walk. My dad’s office was so much fun –why did he retire?
    26-years-old: Won the Whole Foods raffle of a meal I would never have paid for.
    Posted by Unknown at 23:08 No comments:
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    What should kids learn about money?

    This is my unsolicited, child-less advice about what kids should learn about money. Many PF bloggers have been talking about how to teach children about finances, and I think an important issue has been left out of the discussion: basic math literacy.
    An understanding of basic mathematics is needed to understand all aspects of personal finance: how to balance a checkbook, how to figure the price of an item on sale, how a coupon works, how credit card interest is calculated, how to compare car loans, etc.
    By no means do children need to be math prodigies, but one of the best ways to prepare a child for financial success is to encourage confidence and comfort in basic calculations — addition, subtraction, and multiplication. Yes, division is also important, but you can get by with weak long division skills because of calculators.
    As a young child, I thought I was horrible at single-digit multiplication. Since my mother did not want me to grow up thinking I was bad at math, she found fun ways for me to work on my math skills. In the car, we sang along to tapes about multiplication (I can still sing some of the songs). And now I have a Ph. D. in Applied Math from an Ivy League university — thanks, Mom!
    Here are some fun activities and games for children to work on fundamental math skills:
    24 – pick four numbers and try to make the number 24 out of them.
    Example: 2,3,4,5
    4 * (5 + 3 – 2) = 4 * 6 = 24
    Buzz – This game can be modified to nearly any level of difficulty.
    Easy version: Stand in a circle, and each person counts the next number. If I say “1,” the person to my left says “2,” and so on. Whenever the current number is a multiple of 5, the person with that number says “Buzz” instead of “5″ (or “10″ or “15″), and the next person goes back to saying a regular number, like “6″ (or “11″ or “16″).
    Difficult versions: Make up 2 or 3 rules. For example: (1) Multiples of 6 — spin in a circle. (2) Prime numbers — clap your hands.
    Estimate how much the grocery food costs – I think you know how this game goes.
    Sing songs – Multiplication Rocks has some cute ones.
    Make fake homework assignments – I do not know why, but little kids love fake homework assignments. Give a few addition or multiplication exercises to the kids just before dinner.
    Mathcounts – “The mission of MATHCOUNTS is to increase enthusiasm for and enhance achievement in middle school mathematics throughout the United States.”
    Posted by Unknown at 23:07 No comments:
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    Derfining moments: i ran out of money

    Posted by Unknown at 23:06 No comments:
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    Earn more Roundup

    MFA or Bust shares her story of how she got more money for grad school by asking for it: Do not ask and you shall not receive.
    A reader at Get Rich Slowly tells “How I gave myself a raise” by getting a competing offer and offering extra short-term work for his employer.
    Free Money Finance gives advice that, though it may not work for everyone, the best way to earn more is to switch employers every few years:
    If you’re simply looking to grow your salary as high as possible, then the best path is to work at different companies/organizations for 3-5 years, make a move, work 3-5 years there, make a move, and so on. If you have other objectives in mind (like living in a certain area of the country), then this probably isn’t the best option for you.
    Posted by Unknown at 23:06 No comments:
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    Review: www.fool.com

    The Motley Fool (www.fool.com) is a great website about personal finance. Its mission is to “to educate, amuse, and enrich.”
    The site offers information about investing, saving, taxes, and much more. Reading the articles always makes me smile. For example, the section on taxes is called “Death & Taxes,” a reference to Ben Franklin’s quote
    Our new Constitution is now established, and has an appearance that promises permanency; but in this world nothing can be said to be certain, except death and taxes.
    If you are looking for information about a specific company, the Caps & Quotes section provides basic information as well as financial statements for publicly traded companies.
    A popular topic in PF is the “emergency fund,” a stash of cash that can cover 3-6 months of living expenses. I like The Fool’s take on this topic – think about how much you need, how you feel about risk, and what expenses are looming on the horizon. Three caricature scenarios are given, which lay out how many people use emergency funds.
    The Motley Fool discussion boards are active. In the past 24 hours, 5 people have weighed in on the savings from canning your own plums.
    Posted by Unknown at 23:05 No comments:
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    Try a new hobby

    If you are thinking of trying a new hobby, check out the resources in your community. There is a probably a local club or class you can take to try a new activity while receiving expert guidance.
    The Princeton Adult School offers classes in a range of subjects from basket weaving and ballroom dancing to acting and writing. I took four classes (writing, guitar I, guitar II, and watercolor) and found it a great way to learn a new skill and see my friends regularly.
    I meet some really interesting people in these classes. Admittedly, a lot of my classmates were retired, and they were frequently the only ones who completed the homework. Who else has time to complete two paintings each week? or read short stories while writing an original piece? The great thing about this school is that homework is optional.
    Registration for fall classes is usually in August and September, so check the local offerings soon.
    Have you taken community classes? If so, how did you find out about the class?
    Posted by Unknown at 23:05 No comments:
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    Earn more: Ask for more

    Where I worked the past few summers, there is a “summer wage cap” determining the maximum amount a person can be paid during July and August. Last summer I was making less than this cap, so I asked for and received the difference ($2,800) with no hassle.
    If there is a maximum amount you can possibly be paid, ask for the maximum.
    I told several colleagues about this, and, as far as I know, everyone who asked for the full summer wages got the increased wages approved immediately.
    Posted by Unknown at 23:04 No comments:
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    Maximizing frequent flyer miles

    One way to use airline reward miles is to get a round-trip ticket between two cities in the mainland US. An easy way to get more from your frequent flyer miles is to extend the trip to one more city. For no extra miles, another city can be added to the ticket as a stopover.
    On American Airlines, the small downside of this wonderful deal is that reserving such a ticket is currently not possible online. It requires calling a representative, which incurs a $20 or $30 charge.
    Posted by Unknown at 23:03 No comments:
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    Reaching a Financial Goal

    In 2007 I reached my first major financial goal, and I was not sure what to do.
    The typical American way to celebrate is to spend money — either by buying something new or going out for an expensive meal. I thought about going out for a nice meal, but it seemed wrong to celebrate a larger net worth by spending money.
    Instead, I made a donation to a charity I care about. Now with each new financial goal, I set a corresponding goal of donating money to celebrate.
    How do you celebrate reaching a financial goal — whether it be for packing lunch every day for a week to save money, joining a carpool to save on gas (and reduce emissions), or reaching a multiple of your net worth?
    Posted by Unknown at 23:00 No comments:
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        • Which is better? Asennse O bidvertise or any other??
        • Best Place for ads positions- Make Money Blogging
        • bestPlace for Ads positions which can work best fo...
        • Avoid Adsense from getting Banned
        • How To Increase your Website Organic Traffic
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        • Reader Question: Tipping Etiquette – The People vs...
        • Cost Analysis: Moving Expenses
        • Review: Essentials of Accounting
        • Update: Frugal Fun with Friends
        • What should kids learn about money?
        • Derfining moments: i ran out of money
        • Earn more Roundup
        • Review: www.fool.com
        • Try a new hobby
        • Earn more: Ask for more
        • Maximizing frequent flyer miles
        • Reaching a Financial Goal
        • Bigger is better … at least when it comes to mon...
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